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Medical Receivables Factoring Nationwide

We turn Claims into Cash.

Fast and easy approval

Get approved within 24 hours after submitting the requirements.

No contracts; no minimums

Choose the receivables you want to factor – cancel anytime.

Fully electronic process

Straightforward process without excessive paperwork.

What is medical factoring?

Medical factoring is a financial solution where practices sell their outstanding accounts receivable to a third-party financing company like Factoring Express.

Instead of waiting 30 to 90 days for insurance companies to pay, factoring services convert your claims into instant cash and assume the responsibility of collecting from insurance providers. It helps healthcare providers overcome cash flow challenges by eliminating payment delays and providing access to much-needed working capital.

Through this, medical practices can easily access their needed funds for various expenses, including equipment investments, operating costs, and opportunities to expand their practice.

At the same time, a medical factoring company provides your practices with a more predictable source of working capital. This frees up your staff from additional administrative work, allowing the entire practice to focus on providing better patient care.   

How medical receivables factoring works

Fill out the
form

Get started with medical receivables funding by filling out our application form and submitting all the requirements. 

Submit Claim
Batches

Start factoring medical receivables by sending us the claims you want to factor.

We verify
your Claims

Our team verifies the accuracy of your billing data. Groups claims into batches. Verifies clearinghouse results.

Get paid within
24 hours

Most verifications are completed on the same day, and you’ll get your funds within 24 hours! 

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Fill out the
form

Get started with medical receivables funding by filling out our application form and submitting all the requirements. 

Submit Claim
Batches

Start factoring medical receivables by sending us the claims you want to factor.

We verify
your Claims

Our team verifies the accuracy of your billing data. Groups claims into batches. Verifies clearinghouse results.

Get paid within
24 hours

Most verifications are completed on the same day, and you’ll get your funds within 24 hours! 

Contact us today!

Call us now to get instant payments for your medical receivables. We work with most practices and specializations!

How medical receivables financing benefits your practice

Is your medical practice in need of additional cash to help you grow? Do delayed payments from insurance companies hinder your ability to provide excellent care? This is where medical factoring companies like Factoring Express can help!

At Factoring Express, we understand the unique financial complexities healthcare providers face, including surgery centers, hospital-based groups, and physician practices. We know that the revenue cycle can be lengthy, insurance reimbursements can be delayed, and patient payment collections can be unpredictable. That’s why our factoring services are here to provide a much-needed financial boost to your practice. 

Accelerated cash flow

We purchase your outstanding claims at a discounted rate, providing you with immediate funds up to 85% of the collectible A/R. Say goodbye to the stress of managing overdue receivables and enjoy a steady stream of working capital to meet your financial obligations.

Focus on patient care

After approval, you can begin submitting your outstanding invoices to us. Our team will verify the authenticity and validity of the invoices and start the factoring process immediately.

Accounting and reporting services

In addition to financing and billing, we provide accounting and bookkeeping services for various specialties.

Flexible funding

We understand that every medical practice is unique, and we tailor our factoring services to meet your specific needs. Whether you are a start-up or an established practice, we offer scalable solutions that align with your revenue cycle. You can choose which claims to factor and when, giving you the flexibility to adapt as your practice evolves.

Medical Billing

Our medical billing department can streamline your billing, reporting, and financing process. We have a team of experienced billers, certified coders, and robust reporting systems, helping you navigate the complexities of the billing process.

No Contracts

Cancel your account anytime or factor only when needed – no dormancy fee or extra charges.

Collection is our Priority

Our dedicated collections team will work with your patients and insurance providers to collect all outstanding claims

Flexible terms

Choose which payors you want to factor. We offer flexible medical factoring financing that suits the needs of your practice.

Quick access to cash

Receive instant funding instead of waiting 30 to 90 days for insurance providers to pay.

Fill out the form
to get your invoices

paid today

Contact Name(Required)
Please enter a number greater than or equal to 0.
We guarantee 100% privacy. Your information will not be shared.

Why choose Factoring Express
as your medical factoring company?

Experience in the healthcare industry

We have worked with numerous practices in a wide range of specialties across the United States to help enhance their cash flow.

Certified professionals

Our team consists of certified coders, billers, accountants, collectors, and bookkeepers, providing financing solutions tailored to your practice’s needs.

Reliable funding

Our streamlined medical receivable financing ensures quick approval and funding to bridge financial gaps in your practice without delay.

Customized solutions

We offer personalized medical accounts receivable financing to meet the unique needs of your practice.

From the factoring blog

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Are delayed payments starting to affect the quality of your care? This is a common dilemma among healthcare practices. For this industry, it’s common for claims to take 30 – or even 90 – days to get paid. But with healthcare factoring, practices like yours can receive the funds tied to your claims in just 24 hours – without securing a…
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A Federally Qualified Health Center (FQHC) is a medical facility that qualifies for Medicare and Medicaid reimbursements. Health Center Program award recipients, look-alikes, and outpatient clinics associated with tribal organizations are all covered by the general term “FQHC.”…
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If you work in the healthcare industry or run a business that provides medical services and supplies, you’re probably familiar with the intricacies of different companies’ billing requirements. Add government regulations and insurance providers’ receivables standards, and you have a recipe for invoice payment delays. According to multiple surveys, it takes around 60 to 90 days for a claim to get paid…
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See what clients say about our medical factoring company

Vitali Muradyan

I recently used a Factoring Express company couldn’t be happier. The process was smooth and efficient and the customer service was outstanding. The company was very knowledgeable and provided me with the knowledge I needed to make the best decision for my business. I was able to get the money I needed to keep my business running and the rates were competitive.

Katie Cheb

Factoring Express is by far one of the best our company has ever used! GREAT communication and they address outstanding issues quickly! Working with them is extremely easy and hassle free,you get your invoices paid instantly and without any issues! Highly recommend!

Delta Group Inc.

I was signed up with another factoring prior to Factoring Express and it was the best change I have made. Their app is very easy to upload your bills and keep track of what was already purchased. Great experience overall and Natan is always extremely helpful.

Raul Gutierrez

Our experience with Natan and the team at Factoring Express could not have gone any smoother. Everyone we have dealt with at Factoring Express has been extremely professional and knowledgeable. I cannot imagine going with any other company!

Alex Baranouski

Great, great factoring company! Easy to work, everything is transparent and clear, no hidden fees. Highly recommended!!!

Freelance Trucking Inc.

Natan and his team are very professional! Excellent service. Highly recommended!

Colleen Brion

Great factoring company. Very flexible and offers a good rate. They approved me many times for funding which covered a lot of expenses of my trucking business. The guys protected me from bad brokers so I highly recommend them.

Evalyn Thurstan

I had worked with 5 factoring companies before and only Factoring Express worked for my freight business. They never pressured me to make decisions like others did. Their team walked me step by step in the invoicing/collection process.

Frequently Asked Questions

Who can benefit from medical factoring?

Healthcare providers and practices of all sizes will benefit from medical receivable factoring. Instead of waiting for weeks or even months for payments, practices can sell their invoices for instant funding.

Can I factor only specific payers?

Yes, we offer the flexibility of choosing which invoices you want to factor. You can also choose to factor invoices from slow-paying payers to help boost your cash flow.

Will my practice's credit score affect approval for medical factoring?

No. When we factor invoices, we evaluate the credit history of your payers, not your practice. The only eligibility you must consider is the quality and type of your receivables.

Can I still use medical accounts receivable factoring if I have existing lines of credit?

Yes, you can still use factoring even if your practice has existing bank loans or other lines of credit. In fact, factoring can complement your loans by instantly boosting your cash flow.

Is there a minimum or maximum limit for medical factoring?

We don’t impose minimum or maximum limits for our factoring services. We’re willing to expand our funding to help meet the needs of your practice.

What if my practice has a high percentage of Medicare or Medicaid patients?

Our team works with government payers. Factoring Medicare receivables will not be a problem for us.

Fill out the form to get your invoices

paid today

Fill out the form to get
your invoices paid today
Contact Name(Required)
Please enter a number greater than or equal to 0.
We guarantee 100% privacy. Your information will not be shared
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