Construction Factoring

We turn invoices into cash!

Get paid within 24 hours

Receive your funds quickly after submitting the requirements

Fast and easy approval

Most accounts are approved on the same day

No long-term contracts

No minimums. Cancel anytime.

What is construction invoice factoring?

Do late payments force you to turn away new construction projects? Are you struggling to collect funds tied-up to slow-paying clients? If so, our construction factoring can help.

Construction factoring or building factoring is a financing solution designed for construction service providers. Contractors like you can sell eligible invoices to companies like Factoring Express to receive immediate cash advances.

Instead of waiting for months, we will fund your builder’s invoice as fast as 24 hours. We can also advance up to 97% of your invoice’s total value.

Not only that: factoring is not a loan. You will not accumulate interest rates, draw fees, or closing costs. We only charge a small fee as payment for assuming responsibility for collecting the invoice from your client.

Whether you’re a contractor or subcontractor, our factoring service can help boost your cash flow. This way, you will get much-needed capital to pay suppliers, labor costs, utilities, insurance, and more.

How construction invoice factoring works

fill up the
form

Complete the application form and submit all necessary documents to get started on contractor factoring.

receive proposal

We review your application and approve your account. Most accounts are approved on the same day.

Sign
Paperwork

Start factoring construction invoices by sending us the receivables you want to factor. Submit individually or in batches.

Submit your first invoice

Our team verifies the eligibility of your invoices. We can also verify on your client’s portal if they have one.

receive your money

Once verified, you’ll get your funds within 24 hours.

fill up the
form

Complete the application form and submit all necessary documents to get started on contractor factoring.

Get
approved

We review your application and approve your account. Most accounts are approved on the same day.

Submit
invoices

Start factoring construction invoices by sending us the receivables you want to factor. Submit individually or in batches.

We
verify

Our team verifies the eligibility of your invoices. We can also verify on your client’s portal if they have one.

Get paid in 24 hours

Once verified, you’ll get your funds within 24 hours.

Industries we serve

We provide our factoring for construction services to the following industries:

General Contracting

Construction Management

Design-Build

Heavy and Civil Engineering

Highway, Street, and Bridge

Power and Communication

Building Equipment

Electrical Services

Heating, Ventilation,
and Air-Conditioning (HVAC)

Roofing & Siding

Framing & Masonry

Structural Steel
and Precast Concrete

Water and Sewer

and more!

Don’t let slow payments cripple your construction business! Call us now to turn your pending invoices into instant cash!

How factoring for construction benefits your business

With construction contract financing, you no longer have to wait for 30, 60, or even 90 days for payments to arrive. At Factoring Express, your business will enjoy the following benefits:

Get paid in days, not months

When you factor an invoice for construction, you receive the payments in as little as 24 hours. You’ll access much-needed capital to grow your business without sacrificing your company’s assets.

Get cash when you need it the most

Delayed payments can easily put your construction business in a cash crunch. But with the help of invoice factoring for construction, you’ll have a steady and predictable cash flow. It will also let you offer extended payment terms to your clients.

Reduced risk of bad debts

Contract factoring companies like us help you avoid bad debts. You’ll receive immediate funding without adding liabilities to your company’s balance sheet.

Reduced risk of bad debts

Contract factoring companies like us help you avoid bad debts. You’ll receive immediate funding without adding liabilities to your company’s balance sheet.

Hassle-free collection

We handle the collection process of your factored invoices while you get instant funds. Instead of chasing payments, you and your staff can focus on core business responsibilities

Hassle-free collection

We handle the collection process of your factored invoices while you get instant funds. Instead of chasing payments, you and your staff can focus on core business responsibilities

Scalable and flexible funding

Our contractor and subcontractor factoring grows with your business. Our instant funding will provide your construction business with a financial cushion during slower periods. This ensures a stable cash flow during seasonal fluctuations.

More opportunities for growth

With the help of factoring companies for construction, you’ll have sufficient funds to bid on more projects. You can confidently pursue large-scale contracts, knowing that you have the working capital to meet its requirements.

FREE TRIAL

We guarantee 100% privacy. Your information will not be shared.

Why Choose Factoring Express for construction factoring?

At Factoring Express, we are your partner in building a strong financial structure for your business. Here’s why many contractors choose us as their factoring company for construction:

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See what clients say about our construction invoice financing

Michael Caroll

All I have are good things to say about this company. Very satisfied customer. He has always been there to answer my questions and been a great help.

Alison DelRio

Good experience! Natan has been really supportive at all times. Recommended.

Delta Group Inc.

I was signed up with another factoring prior to Factoring Express and it was the best change I have made. Their app is very easy to upload your bills and keep track of what was already purchased. Great experience overall and Natan is always extremely helpful.

Alexander Polonsky

Been with them for three years. Service is great. We don’t have to worry about collections, their team handles it.

Spartansep Inc.

Love Factoring Express and their team. Always professional and willing to assist with whatever you need. Very smart and knowledgeable team.

Alex Bannikov

Awesome company, I recommend and will continue to recommend everyone I know to here

Delta Group Inc.

Alex Bannikov

Awesome company, I recommend and will continue to recommend everyone I know to here

Frequently Asked
Questions

Is construction factoring suitable for my business?

Our factoring services are suitable for various types of construction businesses. We’ve worked with general contractors, subcontractors, construction suppliers, specialty trades, and more. If you’re struggling with late payments or dealing with long payment cycles, our factoring solution can help your company. To know more about how we can help your business, call us, and our specialist will discuss it with you.

Can I use construction factoring if I have a history of credit issues?

Factoring companies for construction like us don’t consider your credit history as a major requirement. Instead, we check your client’s credit to ensure that they can pay the outstanding invoices. Unlike loans, construction businesses like yours can easily qualify for factoring. The best part is we don’t have long waiting periods or excessive paperwork.

Is there a minimum number of invoices required for construction factoring?

At Factoring Express, we don’t impose minimums. Whether it’s a single construction company invoice or multiple accounts receivable, we are willing to fund it for you. You can choose to factor slow-paying clients and retain the rest on your collections team.

Can I factor construction invoices for government projects?

Yes! We also offer government receivables factoring services. Feel free to send us the invoice and our team will check if it’s eligible for funding. Just note that we can only fund invoices for completed work with no explicit liens that you are not willing to remove.

Can I use construction factoring even if I’m only a startup?

Yes, we work with small to large-scale construction businesses. Regardless if you have a limited financial history, you are welcome to sign up for our factoring services. Contract factoring companies like us check your client’s creditworthiness, not yours.

Will my business’ financial information remain confidential after factoring?

Yes, we guarantee 100% confidentiality on all the information you will provide us. Our team adheres to strict privacy and security policies to protect your data. We also outline confidentiality provisions in the factoring agreement that we will send to you.

Construction Factoring

We turn invoices into cash!

What is construction invoice factoring?

How construction invoice factoring works

Industries we serve